Home Loans - Finance & Mortgage Broker

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

5.0

from 29 Reviews

Header Photo for Northern Lending Solutions

Whether it's your First Home, Next Home or Dream Home, we're on your side

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

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Our Recent Reviews

Yusuf is knowledgeable, efficient and always ready to help! Highly recommend Northern Lending Solutions as they made the process of securing a loan seamless, easy and stress-free!

Abir Zreika

Exceptional service from Yusuf! As first-time borrowers, we had a lot of questions but Yusuf guided us through every step of the process with patience and expertise. He was incredibly knowledgeable and always available to answer our questions. He made the entire loan process so much easier. Highly recommend!

Rina Llorico

When we were looking to build our house, Yusuf took care of us so superbly. He was always available and made sure that we had everything we needed. Even though we've been in our house for a bit now, he still takes care of us with any questions we have and is constantly making sure we are happy. 5 stars is honestly not enough. Thank you for all that you do Yusuf and for going above and beyond every single day.

Sara Summers

Yusuf was instrumental in helping us acquire our first home. He was professional, prompt and highly insightful, and allowed my wife and I to structure our mortgage in the most effective and beneficial way possible. Would definitely recommend Northern Lending Solutions to potential buyers coming into the market!

Talic

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Call Back

Name

Phone Number

Email Address

Contact

U36/34-46 King William Street Broadmeadows VIC 3047

0411 299 295

Doger Holdings Pty Ltd ABN: 54 640 339 028. Credit Representative #521300 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.